Business Strategy

  • Debit Card Processing: How It Works and What It Costs

    Debit card processing moves funds directly from a cardholder’s bank account to a merchant through a sequence of authorization, network routing, and settlement. This guide covers how debit card processing works, what it costs in interchange and network fees, and how routing choices affect what merchants pay.

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  • Payment Compliance: Standards, Scope & Requirements

    Payment compliance spans PCI DSS, PSD2/SCA, and data residency rules that expand every time you add a payment integration. Here’s what’s actually required, who owns each part, and where compliance programs typically break down.

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  • FPX Payment Method: What It Is and How to Accept It

    FPX is Malaysia’s dominant online banking payment method, used in roughly 45% of the country’s ecommerce transactions. Here’s how FPX works, what integrating it actually requires, and how to accept it without a standalone build.

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