Developer Guides
-
What Is Tokenization? How Payment Tokenization Works
Tokenization replaces a card number with a random surrogate value, keeping sensitive data out of your systems and reducing PCI DSS scope. Here’s how it works, what the three token types actually do, and when your PSP’s built-in tokenization isn’t enough.
-
Debit Card Processing: How It Works and What It Costs
Debit card processing moves funds directly from a cardholder’s bank account to a merchant through a sequence of authorization, network routing, and settlement. This guide covers how debit card processing works, what it costs in interchange and network fees, and how routing choices affect what merchants pay.