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Payment Routing

  • Payment Gateway with Multi-PSP Routing: How It Works

    A payment gateway with multi-PSP routing connects to multiple processors and routes each transaction to the best one, based on cost, approval rate, and uptime signals. This article explains how routing decisions are made, what distinguishes rules-based from dynamic routing, and when to build vs. buy.

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  • Debit Card Processing: How It Works and What It Costs

    Debit card processing moves funds directly from a cardholder’s bank account to a merchant through a sequence of authorization, network routing, and settlement. This guide covers how debit card processing works, what it costs in interchange and network fees, and how routing choices affect what merchants pay.

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  • Credit Card Processing Down? Incident Response Runbook

    Credit card processing down and checkout failing right now? Here’s the triage sequence to run in the first five minutes, manual failover options, and how to stop the next processor outage from taking down revenue again.

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