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Ecommerce PCI Compliance: Requirements, Levels, and Scope
PCI DSS v4.0 changed ecommerce PCI compliance significantly, with new script management requirements and revised SAQ A eligibility criteria effective in 2025. This guide covers compliance levels, SAQ types, scope reduction through tokenization, and documentation requirements for annual assessments.
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Payment Processor vs Payment Gateway: Key Differences
Payment processors and payment gateways handle different parts of every card transaction. Here’s how to tell them apart, how they work together, and why a payment orchestration layer makes managing both easier.
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Visa 3DS Data Requirements: PII Fields and Compliance Guide
Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.