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How to build multi-PSP redundancy that works in production: intelligent payment routing rules, failover testing, and what breaks without them.

Creative briefs, deep dives, and case studies oh my!

Payment processors and payment gateways handle different parts of every card transaction. Here’s how to tell them apart, how they work together, and why a payment orchestration layer makes managing both easier.
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Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.
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Payment processing high availability is an architecture decision, not a server count. Here’s how uptime tiers, failover patterns, and multi-PSP routing determine whether your payment stack survives a processor outage.
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