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  • Payment Processor vs Payment Gateway: Key Differences

    Payment Processor vs Payment Gateway: Key Differences

    Payment processors and payment gateways handle different parts of every card transaction. Here’s how to tell them apart, how they work together, and why a payment orchestration layer makes managing both easier.

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  • Visa 3DS Data Requirements: PII Fields and Compliance Guide

    Visa 3DS Data Requirements: PII Fields and Compliance Guide

    Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.

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  • Payment Processing High Availability: Architecture Guide

    Payment Processing High Availability: Architecture Guide

    Payment processing high availability is an architecture decision, not a server count. Here’s how uptime tiers, failover patterns, and multi-PSP routing determine whether your payment stack survives a processor outage.

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