Payment Routing

Payment card network: how it works & why routing matters

July 21, 2026

A payment card network like Visa or Mastercard sits between the issuing bank and the acquiring bank, setting the rules and moving authorization messages between them. This guide explains the four-party model, how network fees differ from interchange, and why network-level routing decisions affect authorization rates.
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3DS2 Hosted Solution: Buy vs. Build for Multi-PSP Stacks

July 13, 2026

A hosted 3DS2 solution means a third party runs the 3DS Server that initiates authentication requests, not the ACS and not your vault. Here’s what that boundary means for a team routing across multiple PSPs, and the integration path to get there.
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Billing Orchestration vs Payment Orchestration Explained

July 1, 2026

Billing orchestration manages invoicing and subscriptions; payment orchestration routes the resulting charges. Here’s how the two layers differ and stack.
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