Payment Technology
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Visa 3DS Data Requirements: PII Fields and Compliance Guide
Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.
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Payment Processing High Availability: Architecture Guide
Payment processing high availability requires more than redundant servers. Learn the architecture patterns, failover strategies, and build-vs-buy trade-offs that determine whether your payment infrastructure survives processor outages.
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International Payment Processing: Key Challenges & Solutions
International payment processing fails at 15-25% cross-border rates compared to 1-5% domestically — and that gap costs real revenue. This article covers the specific challenges: authorization failures, local payment method requirements, hidden costs, and compliance obligations across jurisdictions, and how payment orchestration resolves them.