Payment Technology
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Visa 3DS Data Requirements: PII Fields and Compliance Guide
Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.
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Payment Processing High Availability: Architecture Guide
Payment processing high availability requires more than redundant servers. Learn the architecture patterns, failover strategies, and build-vs-buy trade-offs that determine whether your payment infrastructure survives processor outages.
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How to Create a Frictionless Payment Experience in 2025
With 70% of shopping carts abandoned and $18 billion lost annually in the US alone, checkout friction directly erodes revenue. Learn how to create a frictionless payment experience that recovers lost sales through multi-provider strategies, intelligent routing, and modern authentication.