
PCI DSS v4.0 changed ecommerce PCI compliance significantly, with new script management requirements and revised SAQ A eligibility criteria effective in 2025. This guide covers compliance levels, SAQ types, scope reduction through tokenization, and documentation requirements for annual assessments.

Visa requires cardholder email or phone number in all 3DS authentication requests as of August 12, 2024. This guide covers the specific data fields, format requirements, enforcement behavior, and liability shift implications for compliance teams validating vendor readiness.

Payment processing high availability requires more than redundant servers. Learn the architecture patterns, failover strategies, and build-vs-buy trade-offs that determine whether your payment infrastructure survives processor outages.